Monarch Personal Financial Literacy is a semester-long, online Christian homeschool elective that equips students with practical knowledge for managing personal finances. Topics include income, budgeting, saving, credit, loans, insurance, taxes, and long-term financial planning.

Students learn how to apply biblical principles of stewardship, contentment, and responsibility to everyday financial decisions. With interactive lessons and real-life applications, this course prepares students to manage money wisely and honor God through financial integrity.